icon-360icon-crossicon-badgeicon-full-screenicon-chevronicon-close-circleicon-crossicon-emailicon-facebookicon-full-screenicon-i-roundicon-iicon-instagramicon-instgramicon-markericon-markericon-minusicon-playicon-playicon-plusicon-plusicon-plusicon-searchicon-shareicon-shareicon-staricon-staricon-full-screenicon-full-screenicon-twittericon-wheel

MINI FINANCIAL SERVICES.
EASY FINANCING FOR APPROVED USED MINIS.

Find the car that’s right for you, with a tailored finance package to suit your needs.

Whether its ownership or leasing, our finance products allow you to choose a package to suit your needs and circumstances. By using the finance calculator you can tailor the quote by choosing your ideal deposit, monthly payment, term and mileage. You can arrange your finance online or if you prefer to talk to someone simply print or email the quote and contact the Retailer who can help talk you through your options.

 

FIND A CAR THAT FITS WITH YOUR BUDGET

Show me all available MINIs with monthly payments of £200 or under

Show me all available MINIs with £0 deposit

Show me all available MINIs

 

BEYOND THE DRIVE. FINANCE THAT FOCUSES ON YOU.

MINI SELECT (PCP). (Deposit + Monthly Payments + Optional Final Payment).

For drivers who like to keep their options open, with lots of choice at the end of their agreement. MINI Select is our personal contract purchase (PCP) solution.

Decide on your deposit, how long you want your finance to last and what your annual mileage is likely to be. We take a portion of the cost of your MINI and freeze it until the end of your finance agreement - this becomes your optional final payment and, better still, it also reduces your monthly payments. We use our experience to predict what your MINI will be worth when your finance agreement ends - this is your MINI's Guaranteed Future Value and becomes your optional final payment amount.

At the end of your agreement you have one of the following options; 1) exchange your current vehicle for a new one and use any surpluse of the value of your current vehicle over the optional final payment towards a deposit for the new vehicle; 2.) return the vehicle (excess mileage and vehicle conditions apply); 3) pay the optional final payment and keep the vehicle or 4) refinance your existing vehicle. These options allow you to keep their options open. 

 

MINI Select Terms and Conditions.

Vehicle condition, excess mileage and other charges may be payable if you return the vehicle. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB.

MINI HIRE PURCHASE.

(Deposit + Monthly Payments).

For drivers who want to pay for their MINI monthly, until they end up owning it, with no mileage restrictions.

Decide on your deposit and how long you'd like your agreement to last (anything from 24 months to 60 months). We then work out what your monthly payments will be. At the end of your agreement, your MINI is yours to keep.

MINI Hire Purchase Terms and Conditions.

MINI Hire Purchase available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. MINI Hire Purchase provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB.

WHY CHOOSE MINI FINANCE?

A RANGE OF FINANCE OPTIONS.

Choose from two great options: Select PCP (Personal Contract Purchase) or Hire Purchase.

 

FIXED MONTHLY PAYMENTS.

Your regular monthly payments will be fixed until the end of your agreement.

 

TAILORED FINANCE.

Your deposit or initial rental and monthly payments can be tailored to suit you.

 

115,000 CURRENT CUSTOMERS.

More than 115,000 current customers have already chosen to finance a car with

MINI Financial Services.

 

IN-HOUSE CREDIT LENDER.

Because MINI Financial Services is the credit lender, you won’t have to deal with anyone else

apart from MINI Financial Services and the Retailer, making us easy to do business with.

 

24/7 CONTACT

Manage your finance agreement online with the dedicated website MyMINIFinance.com or speak to our Customer Service team available 7 days a week.

 

WE APPROVE OVER 90% OF OUR CUSTOMERS FOR FINANCE

Unlike banks who can increase the APR depending on the customer’s circumstances MINI Financial Services offer their interest rate irrespective of your creditworthiness and work with you to understand what you can and can’t afford, our tailored approach means we currently accept over 90% of all applications.

 

REPRESENTATIVE 11.9% APR

 

Terms and Conditions.

MINI UK is a credit broker not a lender. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Finance is provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire,