MINI Financial


Why Choose Mini Finance?

When it comes to MINI, we are the experts. We are reliable, flexible and comprehensive. Buy an Approved Used MINI with MINI Financial Services at a Representative 13.9% APR* and discover the benefits:

  • Two options of finance: Select (PCP) or Hire Purchase.

  • Fixed monthly payments.

  • Tailored finance and no arrangement fees.

  • Assistance every step of the way with a UK-based call centre and your local Retailer.

  • In-house credit lender.

  • 24/7 contact: Manage your agreement online with My MINI Finance.

MINI Financial Services.

MINI Select (PCP).

Low monthly payments and flexibility of choice at the end of your agreement.

MINI Hire Purchase.

No mileage restrictions and at the end of your agreement, the car is yours*. 

*Provided you have made all of the necessary payments due under your agreement. Please note, we remain the owner of the vehicle during the agreement and we may become entitled to recover the vehicle if you do not keep up your repayments.

MINI UK, a trading name of BMW (UK) Limited is a credit broker and not a lender.

*Representative 13.9% APR available on a MINI Select agreement for an Approved Used MINI. Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. MINI Select is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory to withdraw from the agreement.  MINI UK, a trading name of BMW (UK) Limited introduces customers to MINI Financial Services only and does not receive any commission or other payment for the introduction. The introduction does not amount to independent financial advice. Your Retailer will receive commission for introducing customers to MINI Financial Services.